Retire Tax and Risk Free - Life Insurance

Most working people have their heads buried in the sand for their entire working life and when it comes to saving for retirement they put their heads further down the hole. These same people also spend more time planning a family vacation than they do spending time on their future retirement needs.

The easy way to retire is to have some company pull money from your bank account or paycheck twice a month into something you think is going to be there in the future. You have no idea of the risks and fees and you just see everyone else doing it so should you. You also hope you will have money to use for retirement and you also hope it will be enough to live off of for your whole life. Good luck with that!

Life insurance has its roots in death benefits. The money can take care of debts and your family after your demise. The money can be used to create and estate and leave your kids some money as well. But what if I told you that people with money use life insurance as their personal piggy bank and that the money they put into these policies do not have any risk and that they grow tax-deferred and are pulled at tax-free. Do I have your attention now?

Tax & Risk Free:

I want to show you how this is possible. The money grows tax-deferred just like your office 401K or Ira plan. So, your money is growing and growing but when you take it out, the money is a policy loan and therefore it is not counted as income like a 401k or Ira money is. The rich make the rules and who do you think these rules benefit? The people that make the rules benefit from these laws. The working class can take advantage of this same program and the rich.

By the way, you do not have to wait until your 59 ½ to take your money. You can take the cash value out at any time for any reason without incurring any type of penalty. It is your money why not use the money as you see fit?

Take the cash value to purchase a car. Just make sure you pay yourself back the principal and interest you would have paid the bank anyway. You keep the opportunity cost of your money and your cash value will grow which you can take for retirement down the road.

Now that you understand how life insurance is used for living benefits and you understand that it can grow tax and risk free, it is now time to consult with a life insurance broker to configure a policy that works best for you and your family.